What is EPF Dividend?
EPF dividends are credited annually based on a member’s savings as of January 1 each year. The calculation is based on the daily aggregate balance throughout the year.
How Do Monthly Contributions Earn Dividends?
- Contributions earn dividends for one day in the month they are made.
- From the following month onward, dividends are calculated daily until December 31 of that year.
How is the EPF Dividend Calculated?
Dividends are based on the Modified Aggregate Daily Balance method. Contributions for a given month start earning dividends from the last day of that month until December 31, 2024.
