What is EPLI?
A group insurance, offered by Insurance Provider with the aim of assisting HRDF registered employers during these challenging times from potential wrongful dismissal compensation claims by an employee (s).
Policy Coverage
12 months claim period
- RM200,000 per employer (up to RM100,000 per claim)
- RM20,000 legal costs coverage
- RM20,000 settlement through mediation cost coverage
- Settlement coverage including:
- back pay,
- future pay
- punitive damage subject to been awarded under wrongful dismissal run-off cover up to 6 years.
- No additional premium (cost as part of levy collection)
- Every claim is subject to 5% deductible from the claim amount or RM5,000 whichever is higher.
Terms & Conditions
- Open to HRDF registered employers only
- The policy covers 12 months with effect from common policy inception date
- This policy provides coverage for RM 200,000 in aggregate & RM 100,000 in single claim which inclusive of Defense Costs Payment limited to RM 20,000.00
- This policy protects an employer from any claim brought against them by an employee for wrongful dismissal arising from any regulatory or administrative proceeding in an industrial court of Malaysia.
- The policy will act as an “Umbrella Policy” if the HRDF member already has a similar policy.
Process of Enrolment
- a one-time RM1,500 special HRD levy deduction per HRDF registered employer is to cover the EPLI policy
- Employer requested to indicate their acceptance within the next seven (7) days upon receipt of the HRDF letter Ref. (4) PSMB/45/2/1/28 Kulit 1 dated 8th January 2021
- Employer are encouraged to submit your feedback on the decision of subscription latest by 15 March 2021
- HRDF will take it that the registered employers have agreed to this special coverage policy if no feedback received within the stipulated period.
- Feedback can submit by online https://www.hrdf.com.my/epli/
- Further enquiries, please contact our support representative at eplicare@hrdf.com.my
Disclaimer by HRDF
- HRDF is merely a facilitator between the Employer (Insured) and the Insurer.
- All terms and conditions are subject to the Insurance Policy solely between the Insured and the Insurer.
- HRDF shall not be held liable for any claims and/or disputes arising between the Employer (Insured) and the Insurer
IMPORTANT NOTE
If 75% of registered employers agree to the subscription of EPLI, it shall be mandatory for all of registered employers to subscribe to the group insurance of EPLI and an automatic deduction of HRD Levy will therefore be made.
Source from:
https://www.hrdf.com.my/epli/
EPLI Claim Form:
https://www.hrdf.com.my/wp-content/uploads/2016/12/2-EPLI-Claim-Form.pdf
Letter To Employers Financial Assistance EPLI:
https://www.hrdf.com.my/wp-content/uploads/2016/12/1-Letter-To-Employers-Financial-Assistance-EPLI.pdf
