If you’re self-employed, you might not be aware that social security protection is available for you in Malaysia. The Self-Employment Social Security Scheme (SKSPS), introduced in 2017, provides a vital safety net for self-employed individuals in case of accidents, injuries, or occupational diseases.
What is the Self-Employment Social Security Scheme?
The SKSPS is a government initiative designed to offer social security benefits to self-employed Malaysians. Launched in 2017, the scheme’s coverage has expanded significantly, now encompassing a total of 20 different sectors. This means a wider range of self-employed individuals can benefit from its protection.
Who is Eligible?
The eligibility criteria for SKSPS are straightforward:
- You must be a Malaysian citizen or permanent resident.
- There is no age limit to participate.
- You must be self-employed and derive your income from your own work efforts.
How to Register?
The registration process for SKSPS is simple. Here’s what you’ll need:
- A photocopy of your identity card (IC)
- Depending on your sector, additional documents might be required, such as copy of your driving license, e-hailing profile, permit, certificate, or a letter of confirmation from your relevant association or agency.
What Protection Does SKSPS Offer?
The SKSPS provides valuable protection for self-employed individuals in case of unforeseen circumstances. Here’s what’s covered:
- Self-employment injury: This covers any personal injury arising from an accident or occupational disease while working. It also includes injuries sustained while traveling for work-related purposes.
- Occupational diseases: The scheme covers diseases caused by your specific profession, as listed in the Fifth Schedule of the Employees’ Social Security Act 1969.
Benefits of SKSPS:
Enrolling in SKSPS offers a range of benefits. In case of a covered incident, you’ll be entitled to:
- Medical benefits
- Temporary Disablement
- Permanent Disablement
- Constant- attendance allowance
- Dependents Benefits
- Facilities for Physical or Vocational Rehabilitation
- Funeral Benefits
- Education Benefits
Taking Charge of Your Future
By enrolling in SKSPS, you’re investing in your future well-being. It provides peace of mind, knowing that you and your dependents will be financially supported if faced with an unexpected medical situation.
For more information on the SKSPS and how to register, visit the official website of the Social Security Organisation (SOCSO) at https://www.perkeso.gov.my/uncategorised/51-social-security-protection/818-self-employment-social-security-scheme.html.
Require Assistance?
Reach out to us at enquiry@mywave.biz if you have any questions relating to SOCSO coverage for self employment, and we’ll do our best to assist you!
Don’t wait until it’s too late. Secure your future with SOCSO coverage today!
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